C.GRESAT

The information and website links contained in this site is provided for informational purposes only, and should not be construed as advice on any subject matter. You should not act or refrain from acting on the basis of any content included in this site without seeking professional advice. I disclaim all liability for actions you take or fail to take based on any content on this site.I am not responsible for the privacy practices or the content of such web sites, and I do not endorse such sites.

This website was inspired by my wife and is dedicated to my students.

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2021 Graduating Students Seeking To Launch Careers

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Cash and Debt Management I

https://www.canada.ca/en/financial-consumer-agency/services/savings-investments/setting-up-emergency-funds.html

https://www.cchwebsites.com/content/calculators/

http://www.calculator.net

https://www.consumer.equifax.ca/personal/products/credit-score-report/

www.ratesupermarket.ca

www.ratespy.com

http://www.superbrokers.ca/tools/refinance-calculator/

http://www.debt.ca/calculators/debt-consolidation-calculator

http://www.cannex.com

http://www.wowa.ca/calculators/mortgage-penalty-calculator

https://dmts.scotiabank.com/tools/mortgagecalculator/en/

https://www.cmhc-schl.gc.ca/en/finance-and-investing/mortgage-loan-insurance/homebuying-calculators/mortgage-calculator

https://forms.gov.bc.ca/taxes/estimate-your-property-transfer-taxes/

http://www.nomoredebts.org

http://www.cairp.ca

https://www.vertex42.com/ExcelTemplates/personal-financial-statement.html

https://www.ratehub.ca/construction-mortgage-loans

https://studentaidbc.ca/

https://b2bbank.com/en/loans/investment-loans

https://www.cmhc-schl.gc.ca/

https://www.kbb.ca/

https://www.consumerreports.org/cro/index.htm

http://www.sagen.ca

http://www.hometrust.ca

Cash and Debt Managment II: Monthly Bills You Can Negotiate Lower

https://www.cellphones.ca/cell-plans/p/negotiate-plan-savings-10080/

https://wealthfit.com/articles/bill-negotiation/

https://www.fool.com/the-ascent/banks/articles/7-bills-you-didnt-realize-you-could-negotiate/

https://www.iwillteachyoutoberich.com/special/lower-your-monthly-bills/

Asset Management

www.investing.com

http://www.stingyinvestor.com/cgi-bin/PeriodicTableofAnnualReturns.cgi

https://www.macrotrends.net/

https://www.dividendgrowthinvestingandretirement.com/2020/10/every-wide-moat-stock-in-the-usa/

www.stockcharts.com

www.bigcharts.com

www.finviz.com

www.goldprice.org

www.xe.com

https://www.marketbeat.com/dividends/calculator/

http://www.tdstructurednotes.com

https://www.tradingview.com/

https://finbox.com/

https://www.portfoliovisualizer.com/

https://tradingeconomics.com/

https://www.vbce.ca/

https://www.blackrock.com/ca

https://www.fundlibrary.com/

https://us.spindices.com/spiva/#/

https://www.m-x.ca/accueil_en.php

https://www.tsx.com/

https://oilprice.com/

https://www.bankofcanada.ca/

https://www.canada.ca/en/department-finance.html

https://www.bcsc.bc.ca/

https://www.canadianinsider.com/

http://www.canadiancouchpotato.com/

http://reitreport.ca/

http://www.canadianpreferredshares.ca/

https://www.dividendchannel.com/drip-returns-calculator/

https://www.barchart.com/ca

https://www.rbcdirectinvesting.com/drip-list.html

https://www.dripinvesting.org/

https://investor.vanguard.com/investing/how-to-invest/model-portfolio-allocation

https://www.aaii.com/asset-allocation

https://www.vanguardcanada.ca/individual/questionnaire.htm#/

Retirement Planning

https://www.canada.ca/en/services/benefits/publicpensions/cpp/retirement-income-calculator.html

http://www.chip.ca/

http://www.getsmarteraboutmoney.ca/calculators/rrif-withdrawal-calculator/

https://www.canada.ca/en/services/taxes/savings-and-pension-plans.html

http://www.rdsp.com/calculator/

https://www.bankofcanada.ca/

https://www.canada.ca/en/department-finance.html

Estate Planning

https://www2.gov.bc.ca/gov/content/life-events/death/wills-estates/probating-a-will

https://royaltrust.rbcwealthmanagement.com/en/

https://dialalaw.peopleslawschool.ca/challenging-a-will/

Risk Management

https://www.term4sale.ca/

https://www.bcaa.com/

http://www.bluecross.ca/en/index.html

www.sunlife.ca/en/explore-products/insurance/

http://www.squareoneinsurance.com

https://www.policygenius.com/homeowners-insurance/does-landlord-insurance-cover-tenant-damage/

Trusts

https://www.canada.ca/en/revenue-agency/services/tax/trust-administrators/types-trusts.html

Tax Planning

https://www.ey.com/en_ca/tax/tax-calculators

https://www.taxtips.ca/

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/lines-33099-33199-eligible-medical-expenses-you-claim-on-your-tax-return.html

https://simpletax.ca/calculator

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/deductions-credits-expenses.html

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-21400-child-care-expenses.html

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-21900-moving-expenses/line-21900-expenses-you-deduct.html

https://www2.gov.bc.ca/gov/content/taxes/income-taxes/personal/credits/seniors-renovation

https://www.bchousing.org/housing-assistance/HAFI

Real Estate

https://www.zolo.ca/

www.realtor.ca

http://www.vancouvermarket.ca

http://www.dexterrealty.com/insights/

https://www.rebgv.org/market-watch/monthly-market-report.html

https://forms.gov.bc.ca/taxes/estimate-your-property-transfer-taxes/

https://www.bcassessment.ca

http://www.landquest.com

http://www.goodmanreport.com

https://housepriceindex.ca

Education Planning

https://www.canada.ca/en/employment-social-development/services/student-financial-aid/education-savings/resp/info.html

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-32300-your-tuition-education-textbook-amounts.html

https://www.canada.ca/en/services/benefits/ei.html

Divorce

https://www2.gov.bc.ca/gov/content/life-events/divorce/family-justice/family-law/separation-divorce/what-do-i-need-to-know-about-getting-a-divorce

https://www.mysupportcalculator.ca/calculator

Human Behaviour

http://www.humanmetrics.com

https://openpsychometrics.org/tests/O4TS/

http://www.slideshare.net/rnja8c/behavioral-finance-for-financial-planners

http://www.behaviourchangeinstitute.ca/WELCOME.html

Investor & Depositor Insurance

https://www.cipf.ca/

www.cdic.ca

https://www.cudicbc.ca/

http://www.assuris.ca

Firms That Hire Our Graduates

http://www.nicolawealth.com

http://www.blueshorefinancial.com

http://www.ocean6.ca

http://www.lyandassociatesfg.com

http://www.rgfwealth.com

http://www.arbutusfinancial.com

http://www.gffg.com

http://www.coastcapitalsavings.com

http://www.rbcds.com

https://www.macdonaldshymko.com/

http://www.woodgundy.cibc.com

http://www.cdspi.com

https://www.wealthbar.com/

http://www.aviso.ca

http://www.qtrade.ca

http://www.questrade.com

http://www.mdm.ca

http://www.safepacific.com

http://www.royaltrust.rbcwealthmanagement.com/

http://www.tewealth.com

http://www.holliswealth.com

http://www.mccurdyfinancial.com

https://moneycoachescanada.ca/

https://www.freedom55financial.com/

http://www.assante.com

http://www.odlumbrown.com

http://www.vancity.com

https://www.raymondjames.ca/

https://www.canaccordgenuity.com/

http://www.bci.ca

http://www.leithwheeler.com

http://www.steadyhand.com

http://www.mackenzieinvestments.com

http://www.pictonmahoney.com

http://www.penderfund.com

http://www.invesco.ca

http://www.rbcgam.com

http://www.bdc.ca

http://www.eqbank.ca

http://www.firstwestcapital.ca

http://www.cbconstantini.com

http://www.cclgroup.com

http://www.haywood.com

http://www.lyftcommodity.com

https://www.cwbank.com/business

BC Based Fintech Firms

http://www.instant.co

http://www.mogo.ca

http://www.finn.ai

http://www.cidirectinvesting.com

http://www.lendful.ca

http://www.canalyst.com

http://www.investx.com

Closed-End Funds Canada

http://www.harvestporfolios.com

https://bloomfunds.ca/

https://www.bromptongroup.com/

https://www.brookfield.com/

https://www.quadravest.com/

http://www.strathbridge.com/

http://www.canoefinancial.com/

http://www.middlefield.com/

http://www.reserves.mint.ca/

https://sprott.com/

http://www.3iq.ca

MICs (BC BasedMortgage Investment Corporations)

https://www.bcmma.org/new-page-1

Resumes and Cover Letters Ideas

http://www.mergersandinquisitions.com/

http://www.wallstreetoasis.com

http://www.resume.io

Industry Magazines

http://www.advisor.ca

http://www.investmentexecutive.com

Straight Forward Books on Accumulating Wealth and Investing

https://en.wikipedia.org/wiki/The_Intelligent_Investor

https://en.wikipedia.org/wiki/Poor_Charlie%27s_Almanack

https://en.wikipedia.org/wiki/The_Wealthy_Barber

https://en.wikipedia.org/wiki/Rich_Dad_Poor_Dad

https://en.wikipedia.org/wiki/The_Millionaire_Next_Door

https://g.co/kgs/7FzrGE (Along for the Ride)

https://www.grahammann.net/book-notes (Summaries of great books)

Great Quotes

Opportunity is missed by most people because it is dressed in overalls and looks like work.

Words

Ebullience, Vicissitude, Fastidious

Financial Plan Documents

https://www.cfp.net/ethics/compliance-resources/2020/11/sample-engagement-letters-for-financial-planning-and-financial-advice

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